Ayushman Card – Everything You Need to Know!

Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, the Ayushman Card is offered. It is often referred to as PM-JAY (Prime Minister’s Jan Arogya Yojana) or the NHPS (Ayushman Bharat National Health Protection Scheme).

The Ministry of Health and Family Welfare began the initiative in September 2018. The Prime Minister of India announced the creation of this health insurance plan for the country’s citizens. For low-income individuals around the country, this programme provides free access to health insurance coverage under the Affordable Care Act.

Roughly half of the poorest citizens of the country are eligible for this programme. People can use the application with the help of their primary care physician and thereby have direct access to it. The PM-JAY offers free access to tertiary health care for those who require it, as well as secondary health care for those who need it, such as those who require specialist treatment or hospitalisation.

Table of Content

1. Ayushman Card – Eligibility
2. Ayushman Card – Benefits
3. Ayushman Card – Apply Online
4. Ayushman Card – Registration
5. FAQs

Eligibility for Ayushman Card

The criteria that need to be fulfilled for the eligibility for Ayushman Card are as follows-

• Between the ages of 16 and 59 years, the families that do not have an adult member earning for their households will be provided with the Card
• The female members who are headed in their households that do not have any adult of male gender whose ages are between 16 and 59 years will be provided
• The houses consist of a single room whose walls and roofs have makeshift access to them
• To the people who belong to the categories of Scheduled Castes and Scheduled Tribes
• In a household that holds members who are disabled with no other member who can economically support their home are given the Card
• The households that are usually landless, containing manual labour as a source of their basic incomes, are therefore eligible for getting the Ayushman Bharat Card
• In addition to the above eligibility, the households whose families depend on alms, the families of manual scavengers, the houses that do not even have proper shelter for their living, the families of bonded labourers and the primitive and vulnerable tribal groups are all given access to the use of the Card

In urban areas, the eligibility criteria are given to the following-

• The families whose members work as street vendors, cobblers and hawkers
• The families who depend on domestic workers
• To the beggars and the rag pickers
• To the members of the family working as construction site workers, security guards, plumbers

Features and Benefits of the Scheme

Some of the features and benefits of getting access to the Ayushman Card are as follows-

• For the beneficiary family every year, a cover of upto Rs 5 lakh is available
• To get access to primary, secondary and tertiary healthcare services, this scheme can be utilised
• Ayushman Card can be used in both public and private healthcare centres and hospitals
• Ayushman Bharat National Health Protection Mission is established to build effective coordination between the Central and State governments
• Forty per cent of the country’s population can be covered by the scheme and are generally poor and vulnerable

Therefore, the establishment of the Ayushman Scheme has been beneficial for all the citizens of the country, especially for the poor and vulnerable levels of people, where it seems to be a helping hand provided by the government of India. During the pre and post-hospitalisation period, all the costs will be covered by the scheme with no worries. Hence, it is a beneficial scheme for all.

Ayushman Card – Appendix

Ayushman Card – Apply Online, Registration, Eligibility, Status check

Online Application for Ayushman Card

Some of the steps that are involved in the process of applying for the Ayushman Card online mode are as follows-

• For our beneficiaries, it is particularly important that we need to create a patient verification Card
• This is important for use in cases of emergencies. After that, for the creation of the Card, the patient is sent to the PM-JAY kiosk
• In relation to the PM-JAY plan, one should be very familiar with all of the costs and payments. This is an important part of the application
• We need to confirm if there are any existing diseases or illnesses
• This can include any conditions that will be presented to the physicians
• If the situation is complex or is ongoing, we should take advantage of our doctor of medical therapy or a prescription from them
• If there is any indication of hospitalisation, it is important to use medical services to be provided by Empanelled Healthcare Providers(EHCPs) or public institutions
• We will be provided with a discharge certificate, as well as fees and invoices, once our treatments are completed from the hospital itself
• In this process, the submission of required papers is tough
• If we had all the relevant papers, the entire process would be much easier to finish

This is how the online application of the Ayushman Card is achieved.

Registration Process for Ayushman Card

The Ministry of Health and Family Welfare announced the program PM-JAY earlier this year which officially came to be known as the Ayushman Bharat National Health Protection Scheme.

For a successful registration process, the following steps can be considered while registration:

• Login to https://pmjay.gov.in
• Click the button mentioning “Am I Eligible”
• Next, input your mobile phone number
• After that, fill up and submit the Ayushman Bharat Card Application Form
• Now, submit the form and await authority approval

After your application has been approved, you may get a PDF of your Ayushman Bharat Card. This enables online Ayushman Bharat Card Registration.

Frequently Asked Questions

Q1- What is the importance of the Ayushman Card?
Answer: The Ayushman Card is popularly known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. The program was launched in September 2018 by the Ministry of Health and Family Welfare. This is a health insurance fund for the national public of the Government of India, which was introduced by the Prime Minister of the country.

Q2- What are the benefits of using the card?
Answer: The benefits could be as follows-

• For the beneficiary family every year, a cover of upto Rs 5 lakh is available
• To get access to primary, secondary and tertiary healthcare services, the following scheme can be utilised
• At any Government hospital or private hospital, the benefits of the scheme are known

Q3- What are the eligibility criteria for the use of the Ayushman Card?
Answer: The eligibility criteria could be as follows-

• The families that do not have an adult member earning for their households that ages between 16 and 59 years are given access to the cards
• The female members who are headed in their households where there are no males to work for them are provided with the Card
• The houses that consist of a single room whose roofs and walls are weak with no proper shelter are given cards